Is That Really My Credit Score?

I have been a big proponent of “freezing” credit to prevent fraud and identity theft as well as using AnnualCreditReport.com to check your credit report every 4 months. But, one of the things I dislike about credit bureaus is that when you complete the steps necessary to … [Read more...]

Who Pays What: Closing costs, What every home buyer needs to know

One of the biggest (unpleasant) surprises to a first time home buyer is closing costs.  You have worked hard and saved enough money for a down payment, but for some reason, no one likes to talk about the hidden costs of buying a home.  This is unfortunate because … [Read more...]