Loan Pre-Approval vs Pre-Qualification

Pre-Approval vs Pre-Qualification Imagine if you will that you have been shopping for a home.  This may not be too much of a stretch for some readers.  But, you finally found the right home, wrote an offer that was accepted by the seller, have entered escrow, … [Read more...]

The Painful Truth: Why Your Offer Wasn’t Accepted

I have a story to tell that might be painful to some readers.  The pain may be to some home buyers that over paid junk fees, a buyer that didn’t get their dream home, or to one of the many agents that would prefer that I didn’t disclose industry secrets.  But the … [Read more...]

The home buying process: What every home buyer needs to know

The home buying process: What every home buyer needs to know I have been representing home buyers and sellers as both a lender and/or a Realtor for about 15 years in the Stockton / Sacramento area. Whether you are a seasoned buyer closing your 10th home or a first time … [Read more...]