Loan Pre-Approval vs Pre-Qualification

Pre-Approval vs Pre-Qualification Imagine if you will that you have been shopping for a home.  This may not be too much of a stretch for some readers.  But, you finally found the right home, wrote an offer that was accepted by the seller, have entered escrow, … [Read more...]

The Painful Truth: Why Your Offer Wasn’t Accepted

I have a story to tell that might be painful to some readers.  The pain may be to some home buyers that over paid junk fees, a buyer that didn’t get their dream home, or to one of the many agents that would prefer that I didn’t disclose industry secrets.  But the … [Read more...]

How to search for a home: What every buyer needs to know

How to search for a home: What every buyer needs to know We are so blessed to be living in a time with internet access were information is freely shared.  20 years ago, you had to rely on a real estate agent to look through their Multiple Listings book to come up … [Read more...]

Buying a Home After Short Sale or Foreclosure

I have learned a lot in my 10 years as a loan officer and Realtor. I would say that the most important thing to know about real estate is that nothing stays the same; the rules are in a constant state of change. When the housing market crashed, lenders tightened the rules to … [Read more...]

The Expert

Several years ago I lost some clients to another agent. I will admit it was a painful experience and a real kick to my ego. But, unwilling to let it happen again and in an attempt to grow from the experience, I asked the buyers what it was their new agent had to offer that I … [Read more...]

Credit Repair Made Easy

How much would you pay to have perfect credit; $100, $500, $1000?! There are literally hundreds of credit repair companies who are more than willing to take your hard earned money with a promise to hand you back the perfect credit report. For someone with bad credit, … [Read more...]

Your Credit Score

What is a credit score? Your credit score, more commonly referred to as a FICO score, is a number that helps lenders determine your credit worthiness. The FICO score, which was developed by Fair Isaac Co., uses a complex mathematical formula to develop a score based on your … [Read more...]