It seems like every time you read the news there is another huge data breach that puts you at risk for credit fraud. In 2016 there were about 15.4 million consumers affected by fraud. The problem is so rampant that one has to wonder if there is anything that can be done to stop predators […]
Loan Pre-Approval vs Pre-Qualification
Pre-Approval vs Pre-Qualification Imagine if you will that you have been shopping for a home. This may not be too much of a stretch for some readers. But, you finally found the right home, wrote an offer that was accepted by the seller, have entered escrow, performed a thousand dollars’ worth of inspections, and then […]
The Painful Truth: Why Your Offer Wasn’t Accepted
I have a story to tell that might be painful to some readers. The pain may be to some home buyers that over paid junk fees, a buyer that didn’t get their dream home, or to one of the many agents that would prefer that I didn’t disclose industry secrets. But the truth is, I […]
Who Pays What: Closing costs, What every home buyer needs to know
One of the biggest (unpleasant) surprises to a first time home buyer is closing costs. You have worked hard and saved enough money for a down payment, but for some reason, no one likes to talk about the hidden costs of buying a home. This is unfortunate because closing costs can be quite expensive and […]
How to search for a home: What every buyer needs to know
How to search for a home: What every buyer needs to know We are so blessed to be living in a time with internet access were information is freely shared. 20 years ago, you had to rely on a real estate agent to look through their Multiple Listings book to come up with a list […]
How to Pick a Real Estate Agent
Most people only own one home and it is by far the biggest purchase they will ever make. Buying a home is a lot like hiking. There are ups and downs, it’s tiring, there are things to avoid, and in the end, you are glad you did it but thankful it is over. While hiking […]